VET FEE-HELP / VET Student Loans Eligibility

Are you eligible?

Students must have been assessed as academically suited to undertake the eligible course and their FEE-HELP balance must be greater than zero. Furthermore, a student must be:
  • an Australian citizen; or
  • hold a permanent humanitarian visa and usually reside in Australia; or
  • a qualifying New Zealand citizen is a New Zealand citizen who: 
    • Holds a special category visa; and
    • Has been usually resident in Australia for at least 10 years; and
    • Was a dependent child when he or she was first usually resident in Australia; and
    • Has been in Australia for periods totaling 8 years during the previous 10 years; and
    • Has been in Australia for periods totaling 18 months during the previous 2 years.
  • meets the tax file number requirements;
  • your FEE-HELP balance is more than $0 and is sufficient to cover the amount you wish to access.
  • you are enrolled with an approved course provider in an approved course
  • and have enrolled in accordance with the application requirements.
  • you are studying the approved course primarily at a campus in Australia.
  • you have been assessed by your approved course provider as academically suited to undertake the approved course on the basis of either:
    • providing your Australian Year 12 Certificate; OR
    • providing evidence of successful completion of an Australian Qualifications Framework Certificate IV or higher qualification (where the language of instruction is English); OR
    • displaying competence at Exit Level 3 in the Australian Core Skills Framework in both reading and numeracy through an approved Language, Literacy and Numeracy test.
Note: as per the Institute Pre-Training Review Procedure, all students will undertake formal Language, Literacy and Numeracy Assessment (ACER Tool)
In addition, your approved course provider must reasonably believe you show competence in completing the course.
  • you meet the Tax File Number (TFN) requirements (if your information is not assessed as correct by the ATO, your application will not be finalised and you will be ineligible for a VET student loan).
  • you have a Unique Student Identifier (USI) or are otherwise exempt.
  • you have read the 2019 VET Student Loans information booklet
  • you have given the required documents to your approved course provider and submitted the loan application form by the first census day no less than two business days after enrolling.
  • The application must be signed by both the student and a responsible parent of the student if the following apply:
    • The student is under 18 years of age;
    • The student has a responsible parent;
    • The student has not received youth allowance (within the meaning of the Social Security Act 1991) on the basis that the student is independent.
  • is a full fee-paying student or a Victorian subsidised student enrolled on or before the census date in an eligible VET Unit of Study through an approved VET provider and remains enrolled in the unit at the end of the census date;
  • has completed, signed and submitted a valid request for VET FEE-HELP/VET Student Loan assistance form for the unit or the course of which the unit forms a part, on or before the census date; and
  • has not exceeded the FEE-HELP limit.
New Zealand Special Category Visa (SCV) holders should visit the Study Assist website for eligibility details. The government has information available to students and the broader community about the VET FEE-HELP scheme to ensure that current and prospective students understand how income contingent loans operate, and are aware of their rights and obligations. This information will make it clear to students about who they can talk to if they have any concerns, queries or complaints about their training provider, or their student loan. Visit the Study Assist website for details.