VET Student Loans
From 1 January 2017, VET Student Loans will be implemented.
This is a new student loans program that replaces the current VET FEE-HELP scheme, to give eligible students access
higher level VET qualifications, particularly those students who could not otherwise afford to pay upfront.
How much can I borrow – what is the FEE-HELP limit?
The FEE-HELP limit is the maximum amount you can borrow under VET FEE-HELP/VET Student Loans (and FEE-HELP) over
In 2018, the FEE-HELP limit is $102,392 for most students. For students undertaking medicine, dentistry and
science courses (as defined in the Higher Education Support Act 2003) the FEE HELP limit is $127,992.
Note that the higher FEE HELP limit only applies to courses that lead to initial registration to practice in those
The lower limit will apply to any further study you undertake once you have gained the requisite level for initial
The FEE HELP limit is a lifetime limit and is not reset or ‘topped up’ by any repayments that you make. The FEE
is the total amount available to eligible students under both the FEE HELP and VET FEE HELP/VET Student loan
This means that any amount you borrow under either FEE HELP or VET FEE HELP/VET Student Loan will reduce your FEE
balance until you have reached the FEE HELP limit.
This limit is indexed in January each year.
Are you eligible?
There are specific criteria students must meet to be eligible for a loan through VET FEE HELP/VET Student Loans.
Students must have been assessed as academically suited to undertake the eligible course and their FEE-HELP balance
be greater than zero. Furthermore, a student must be:
- an Australian citizen; or
- hold a permanent humanitarian visa and usually reside in Australia; or
- a qualifying New Zealand citizen is a New Zealand citizen who:
- Holds a special category visa; and
- Has been usually resident in Australia for at least 10 years; and
- Was a dependent child when he or she was first usually resident in Australia; and
- Has been in Australia for periods totaling 8 years during the previous 10 years; and
- Has been in Australia for periods totaling 18 months during the previous 2 years.
- meets the tax file number requirements;
- your FEE-HELP balance is more than $0 and is sufficient to cover the amount you wish to access.
- you are enrolled with an approved course provider (opens in a new window) in an approved course (opens in a new
and have enrolled in accordance with the application requirements.
- you are studying the approved course primarily at a campus in Australia.
- you have been assessed by your approved course provider as academically suited to undertake the approved course
basis of either:
- providing your Australian Year 12 Certificate; OR
- providing evidence of successful completion of an Australian Qualifications Framework Certificate IV or
qualification (where the language of instruction is English); OR
- displaying competence at Exit Level 3 in the Australian Core Skills Framework in both reading and
an approved Language, Literacy and Numeracy test.
- (note: as per the Institute Pre-Training Review Procedure , all students will undertake formal Language,
Numeracy Assessment (ACER Tool)
- In addition, your approved course provider must reasonably believe you show competence in completing the
- you meet the Tax File Number (TFN) requirements (if your information is not assessed as correct by the ATO,
will not be finalised and you will be ineligible for a VET student loan).
- you have a Unique Student Identifier (USI) or are otherwise exempt.
- you have read the 2017 VET Student Loans information booklet
(opens in a new window).
- you have given the required documents to your approved course provider and submitted the loan application form
first census day no less than two business days after enrolling.
- The application must be signed by both the student and a responsible parent of the student if the following
- The student is under 18 years of age;
- The student has a responsible parent;
- The student has not received youth allowance (within the meaning of the Social Security ACT 1991) on
that the student is independent.
- is a full fee-paying student or a Victorian subsidised student enrolled on or before the census date in an
Unit of Study through an approved VET provider and remains enrolled in the unit at the end of the census date;
- has completed, signed and submitted a valid request for VET FEE-HELP/VET Student Loan assistance form for the
the course of which the unit forms a part, on or before the census date; and
- has not exceeded the FEE-HELP limit.
New Zealand Special Category Visa (SCV) holders should visit www.studyassist.gov.au
for eligibility details.
The government has information available to students and the broader community about the VET FEE-HELP scheme to
current and prospective students understand how income contingent loans operate, and are aware of their rights and
This information will make it clear to students about who they can talk to if they have any concerns, queries or
about their training provider, or their student loan. Visit www.studyassist.gov.au
VET Student Loans Student Entry Procedure
Students should refer to the Institute’s VET Student Loans Student Entry Procedure for information on eligibility to
VET Student Loan. Click here to access the Student
How do I apply?
If you are eligible for VET FEE-HELP/VET Student Loan assistance and would like to obtain a FEE HELP loan, you must
read a copy of the current VET FEE-HELP/VET Student Loan information booklet and then complete an (Electronic
Assistance Form) e-caf enrolmentcontacting any SuniTAFE
Visit www.studyassist.gov.au for more information regarding the
timelines, eligibility requirements and eligible courses.
SuniTAFE 2018 census dates
|Term 1||13 March 2018|
|Term 2||22 May 2018|
|Term 3||21 August 2018|
|Term 4||18 December 2018|
SuniTAFE 2019 census dates
|Term 1||12 March 2019|
|Term 2||21 May 2019|
|Term 3||20 August 2019|
|Term 4||17 December 2019|
Statement of VET Tuition Assurance
VET Student Loans – SuniTAFE Approved Course List 2018
|AHC50316||Diploma of Production Horticulture||$15,225|
|AHC50416||Diploma of Horticulture||$15,225|
|AHC51116||Diploma of Conservation and Land Management||$15,225|
|BSB50215||Diploma of Business||$5,075|
|BSB51315||Diploma of Work Health and Safety||$10,150|
|BSB51915||Diploma of Leadership and Management||$5,075|
|BSB61015||Advanced Diploma of Leadership and Management||$5,075|
|CHC50113||Diploma of Early Childhood Education and Care||$10,150|
|CHC52015||Diploma of Community Services||$10,150|
|CUA50715||Diploma of Graphic Design||$10,150|
|FNS50615||Diploma of Financial Planning||$5,075|
|HLT54115||Diploma of Nursing||$15,225|
|ICT50415||Diploma of Information Technology Networking||$10,150|
|SHB50115||Diploma of Beauty Therapy||$10,150|
|SIT50416||Diploma of Hospitality Management||$5,075|
|SIT60316||Advanced Diploma of Hospitality Management||$5,075|
|TAE50116||Diploma of Vocational Education and Training||$10,150|
|TAE50216||Diploma of Training Design and Development||$10,150|