VET FEE-HELP / VET Student Loans

VET Student Loans

From 1 January 2017, VET Student Loans will be implemented.

This is a new student loans program that replaces the current VET FEE-HELP scheme, to give eligible students access to quality
higher level VET qualifications, particularly those students who could not otherwise afford to pay upfront.

How much can I borrow – what is the FEE-HELP limit?

The FEE-HELP limit is the maximum amount you can borrow under VET FEE-HELP/VET Student Loans (and FEE-HELP) over your lifetime.
In 2018, the FEE-HELP limit is $102,392 for most students. For students undertaking medicine, dentistry and veterinary
science courses (as defined in the Higher Education Support Act 2003) the FEE HELP limit is $127,992.

Note that the higher FEE HELP limit only applies to courses that lead to initial registration to practice in those fields.
The lower limit will apply to any further study you undertake once you have gained the requisite level for initial registration.

The FEE HELP limit is a lifetime limit and is not reset or ‘topped up’ by any repayments that you make. The FEE HELP limit
is the total amount available to eligible students under both the FEE HELP and VET FEE HELP/VET Student loan schemes.
This means that any amount you borrow under either FEE HELP or VET FEE HELP/VET Student Loan will reduce your FEE HELP
balance until you have reached the FEE HELP limit.

This limit is indexed in January each year.

Are you eligible?

There are specific criteria students must meet to be eligible for a loan through VET FEE HELP/VET Student Loans.

Students must have been assessed as academically suited to undertake the eligible course and their FEE-HELP balance must
be greater than zero. Furthermore, a student must be:

  • an Australian citizen; or
  • hold a permanent humanitarian visa and usually reside in Australia; or
  • a qualifying New Zealand citizen is a New Zealand citizen who:
    • Holds a special category visa; and
    • Has been usually resident in Australia for at least 10 years; and
    • Was a dependent child when he or she was first usually resident in Australia; and
    • Has been in Australia for periods totaling 8 years during the previous 10 years; and
    • Has been in Australia for periods totaling 18 months during the previous 2 years.
  • meets the tax file number requirements;
  • your FEE-HELP balance is more than $0 and is sufficient to cover the amount you wish to access.
  • you are enrolled with an approved course provider (opens in a new window) in an approved course (opens in a new window)
    and have enrolled in accordance with the application requirements.
  • you are studying the approved course primarily at a campus in Australia.
  • you have been assessed by your approved course provider as academically suited to undertake the approved course on the
    basis of either:
    • providing your Australian Year 12 Certificate; OR
    • providing evidence of successful completion of an Australian Qualifications Framework Certificate IV or higher
      qualification (where the language of instruction is English); OR
    • displaying competence at Exit Level 3 in the Australian Core Skills Framework in both reading and numeracy through
      an approved Language, Literacy and Numeracy test.
  • (note: as per the Institute Pre-Training Review Procedure , all students will undertake formal Language, Literacy and
    Numeracy Assessment (ACER Tool)
  • In addition, your approved course provider must reasonably believe you show competence in completing the course.
  • you meet the Tax File Number (TFN) requirements (if your information is not assessed as correct by the ATO, your application
    will not be finalised and you will be ineligible for a VET student loan).
  • you have a Unique Student Identifier (USI) or are otherwise exempt.
  • you have read the 2017 VET Student Loans information booklet (opens in a new window).
  • you have given the required documents to your approved course provider and submitted the loan application form by the
    first census day no less than two business days after enrolling.
  • The application must be signed by both the student and a responsible parent of the student if the following apply:
    • The student is under 18 years of age;
    • The student has a responsible parent;
    • The student has not received youth allowance (within the meaning of the Social Security ACT 1991) on the basis
      that the student is independent.
  • is a full fee-paying student or a Victorian subsidised student enrolled on or before the census date in an eligible VET
    Unit of Study through an approved VET provider and remains enrolled in the unit at the end of the census date;
  • has completed, signed and submitted a valid request for VET FEE-HELP/VET Student Loan assistance form for the unit or
    the course of which the unit forms a part, on or before the census date; and
  • has not exceeded the FEE-HELP limit.

New Zealand Special Category Visa (SCV) holders should visit for eligibility details.

The government has information available to students and the broader community about the VET FEE-HELP scheme to ensure that
current and prospective students understand how income contingent loans operate, and are aware of their rights and obligations.
This information will make it clear to students about who they can talk to if they have any concerns, queries or complaints
about their training provider, or their student loan. Visit for details.

VET Student Loans Student Entry Procedure

Students should refer to the Institute’s VET Student Loans Student Entry Procedure for information on eligibility to access
VET Student Loan. Click here to access the Student Entry Procedure

How do I apply?

If you are eligible for VET FEE-HELP/VET Student Loan assistance and would like to obtain a FEE HELP loan, you must first
read a copy of the current VET FEE-HELP/VET Student Loan information booklet and then complete an (Electronic Commonwealth
Assistance Form) e-caf enrolmentcontacting any SuniTAFE campus.

Visit for more information regarding the timelines, eligibility requirements and eligible courses.

SuniTAFE 2018 census dates

Term 1 13 March 2018
Term 2 22 May 2018
Term 3 21 August 2018
Term 4 18 December 2018

Statement of VET Tuition Assurance

Statement of VET Tuition Assurance 2017
Statement of VET Tuition Assurance – VET Student Loans 2018
Statement of VET Tuition Assurance – VET FEE-HELP 2018

VET Student Loans – SuniTAFE Approved Course List 2018

Course Description VSL Cap
AHC50316 Diploma of Production Horticulture $15,225
AHC50416 Diploma of Horticulture $15,225
AHC51116 Diploma of Conservation and Land Management $15,225
BSB50215 Diploma of Business $5,075
BSB51315 Diploma of Work Health and Safety $10,150
BSB51915 Diploma of Leadership and Management $5,075
BSB61015 Advanced Diploma of Leadership and Management $5,075
CHC50113 Diploma of Early Childhood Education and Care $10,150
CHC52015 Diploma of Community Services $10,150
CUA50715 Diploma of Graphic Design $10,150
FNS50217 Diploma of Accounting $5,075
FNS50615 Diploma of Financial Planning $5,075
FNS60217 Advanced Diploma of Accounting $5,075
HLT54115 Diploma of Nursing $15,225
ICT50415 Diploma of Information Technology Networking $10,150
SHB50115 Diploma of Beauty Therapy $10,150
SIT50416 Diploma of Hospitality Management $5,075
SIT60316 Advanced Diploma of Hospitality Management $5,075
TAE50116 Diploma of Vocational Education and Training $10,150
TAE50216 Diploma of Training Design and Development $10,150